Savvy Senior: The long-term care benefit many veterans are missing out on

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The Veterans Administration does indeed have a little-known, underutilized benefit that can help wartime veterans and their surviving spouses pay for a variety of long-term care costs.

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It pays a maximum of $2,230 a month to married veterans; $1,881 a month to single veterans; or $1,209 a month to a surviving spouse. The money is tax-free, and can be used to pay for in-home care.

Dear Savvy Senior, I have heard that the VA has a benefit that can help veterans and spouses with long-term care costs. We recently had to move my 86-year-old father – who served in the army.

It’s called the Veterans Aid and Attendance Pension Benefit, or "A&A benefit," and it provides up to $1,794 per month to a veteran, $1,153 to a surviving spouse or $2,127 to a couple. This money can be used for in-home care, board and care, assisted living communities and private-pay nursing homes.

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The Long-Term Care Benefit Many Veterans Are Missing Out On Dear Savvy Senior, I have heard that the VA has a benefit that can help veterans and spouses with long-term care costs.

The need for long-term care isn’t something that is easy to prepare for. For many. of veterans, leaving them without home care as an option. It shouldn’t be this way. No family should go broke to.